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Invest with Confidence

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By choosing a Merrick Bank CD you gain peace of mind that you are investing with a strong and growing bank. With FDIC insurance up to the maximum allowed by law, and the ability to manage your account 24/7, 365 days a year.
TermInterest RateAPY*
6 Month0.40%0.40%
12 Month0.65%0.65%
18 Month0.65%0.65%
24 Month0.71%0.71%

*The Annual Percentage Yield (APY) is current as of: 2/23/2021. APYs are subject to change at any time without notice. This offer is for consumer accounts only. Fees may reduce earnings. A minimum of $25,000 is required to open a CD account, and must be deposited in a single transaction. If we consent to a proposed withdrawal before the Maturity Date, we will charge the early withdrawal penalty and deduct it from the balance of the Account. After maturity, if you choose to roll over your CD, you will earn the base rate of interest in effect at that time.

Our highly trained U.S. based customer service representatives are available to assist you Monday through Friday (except holidays), 8:00 AM CT – 6:00 PM CT. The Merrick Bank CD is a great way to boost your long-term savings or diversify your financial portfolio.

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Before you begin your application, be sure to have on hand for both the primary account owner and any joint owner: Social Security Number, date of birth (Account Owners must be at least 18 years old), email address , and valid U.S. street address (no P.O. Box). To fund your Merrick Bank CD Account, you will also need your funding bank account and routing number.

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Features Diversify Your Portfolio

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  • Fixed, competitive rate of return
  • FDIC insured up to the maximum allowed by law
  • 24/7 anytime, anywhere account access
  • Strong and growing U.S. - based bank
  • Peace of mind with no hidden fees

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USPS Mail
Merrick Bank
Deposit Services
Customer Service
P.O. Box 4001
Springfield, MO 65808